RESOURCES

Lenders typically request a borrower’s bank statements to verify assets and track the flow of money (transactions) in and out of accounts. In many cases, the lender's date of request does not coincide with the closing (or "end") date the accounts.  While borrowers may...

Buying a home is one of the most significant financial decisions most people will make. If you don’t have the full amount in cash, like most homebuyers, you’ll need to borrow money from a lender—such as a bank or credit union. However, borrowing "other people's money"...

Dear valued client, In this article, US Delta Realty continues to share with you the important role of an underwriter. Essentially, an underwriter plays a crucial role in the mortgage loan process. The underwriter is the final decision-maker in the loan approval...

PROS & CONS of Loan Officer (Originator) PROS: Professional Advice: Loan officers possess extensive knowledge about various loan products and can advise clients on selecting the most suitable loan package based on their needs and financial capabilities. Building...

Dear valued client, At the request of some of our clients, US Delta Realty will be sharing insights on the topic of Home Mortgage in this September issue, explaining how the process works to help you achieve your dream of owning a home. Basic Understanding of Home...