Loan underwriters usually require a borrower’s bank statements to verify their assets and the flow of money in and out of the account.  Most of the time, the requirement means a partial month worth of activities.

The borrower may attempt to use her cell phone to take the photo of the partial month activities.  But Fannie Mae and Freddie Mac do not accept account activities without the URL shown at the bottom of the page.

This little guide offers a quick way to properly download the partial month activities with URL proof shown at the bottom of the page as required.

This guide applies to Wells Fargo accounts.  Other banks may format their accounts similarly.

Step 1. Click on the desired account from the main page (when you first log on your Wells Fargo, the Account Summary page has all of your accounts listed).  The account layout should look very similar to the illustration below.

Step 2. Sroll down the account to ensure that the partial month’s transaction activities shown are on just one page or span multiple pages (make sure the “Transactions” header is highlighted in ‘gold’).

Step 3. Click on “Print” on the top right corner of the account you are viewing

Step 4. You will be shown a list of options when clicking on the little triangle in “Destination”.  You should choose “Save as PDF”

Under “Layout”, choose Landscape (the little triangle).

Step 5.  Click on “More settings” and check the box “Headers and footers”.  This checkbox will show and include the URL “tail” that Fannie Mae and Freddie Mac want to see.

Step 6. You will need to scroll down to see the beginning of your desired partial month starts (the most recent entries are on the top).  You then need to print certain number of pages, instead of all the pages (that cover ALL previous months).

Click on the Pages and choose “Custom”.  Click on the page range below to select the number of pages you want to print.  For example, you want to print only pages 1 to 4 that have your partial month of activities in the illustration below.

Step 7. Click “Save” on the bottom to save the file on your desktop or in a folder (already created)

Step 8.  The final file will have the required URL at the bottom of the file