RESOURCES

Loan underwriters usually require a borrower’s bank statements to verify their assets and the flow of money in and out of the account.  Most of the time, the requirement means a partial month worth of activities. The borrower may attempt to use her cell phone to take...

If you are looking for a home and don’t have all the cash available to buy the house of your choice, you, like other homebuyers, need to borrow money from a lender (banks, credit unions, etc).  And because you borrow “other people’s money”, you are required to follow...

Dear valued client, In this article, US Delta Realty continues to share with you the important role of an underwriter. Essentially, an underwriter plays a crucial role in the mortgage loan process. The underwriter is the final decision-maker in the loan approval...

PROS & CONS of Loan Officer (Originator) PROS: Professional Advice: Loan officers possess extensive knowledge about various loan products and can advise clients on selecting the most suitable loan package based on their needs and financial capabilities. Building...

Dear valued client, At the request of some of our clients, US Delta Realty will be sharing insights on the topic of Home Mortgage in this September issue, explaining how the process works to help you achieve your dream of owning a home. Basic Understanding of Home...